One-to-one consultations
A focused conversation about your money.
Some questions are too personal for a group session. A one-to-one consultation gives you time to talk through your situation, understand your options and leave with clear next steps.
Who it is for
- Individuals and couples who want personal attention.
- Professionals facing a specific decision, such as a loan, a job change or a large expense.
- NRIs and families who want to organise finances in India.
What a session can cover
- Monthly cash flow and salary allocation.
- EMIs, credit cards and repayment priorities.
- Emergency reserves.
- Financial goals and timelines.
- Insurance needs and existing policies.
- Understanding investment products and their risks.
How it works
Step 1: Free clarity call
A short call to understand what you need and whether a consultation is the right fit.
Step 2: Prepare
You gather the information that is relevant to your questions.
Step 3: Consultation
A detailed conversation about your situation and options.
Step 4: Next steps
You leave with a short list of actions and, where needed, the right specialist to speak to.
What to prepare
- Your main questions or concerns.
- A rough list of income, monthly expenses and EMIs.
- Existing insurance policies and investment statements, if relevant.
Scope of this service
Included
- Financial education and guidance on organising your finances.
- Explaining how products and strategies work.
- Mutual fund distribution services, where you choose to use them.
Not included
- SEBI-registered investment advisory services.
- Legal advice or tax filing.
- Guarantees of returns or outcomes.
One-to-one financial consultations in Hyderabad and online
A personal financial consultation with Rama Rajesh is a private, structured conversation about your money: salary budgeting, EMIs and debt, emergency funds, financial goals, insurance cover and investment understanding.
Consultations are available in person at KPHB, Hyderabad, and online for families elsewhere in India and NRIs. Every engagement starts with a free clarity call.
Enquire about one-to-one consultations
Share a few details and you will be contacted to arrange a time.